AU Bank LIT Credit Card

AU LIT Credit Card -

• Lifetime Free Credit Card!
• You can customize your credit card as per your need
• 10% Instant Discount (Upto Rs 1,000) on Flipkart orders above Rs 10,000

Partner Offers -

• 10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
• Additional 10% Off (Upto Rs 1,000) on a minimum purchase of Rs 3999 on selected styles on Myntra
• 15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
• 10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499

Customization options on AU Bank LIT Card -

• Rs 49 (For 90 Days) - Get 1% fuel surcharge waiver on fuel transactions
• Rs 99 (For 90 Days) - Get complimentary 3 month Zee5 membership
• Rs 199 (For 90 Days, for each benefit) - Get 1 complimentary Domestic airport lounge visits per quarte, Get 2 % additional cashback on achieving milestone spends, Get complimentary 3 month Amazon prime membership, Get 5X Reward Points for online spends
• Rs 299 (For 90 Days, for each benefit) - Get 2 complimentary Domestic airport lounge visits, Get 5 % additional cashback on achieving milestone, Get 10X Reward Points for Offline, Get 5% additional cashback on all Dining, Get 5% additional cashback on all Grocery, Get 5% additional cashback on all Travel
• Rs 499 (For 90 Days) - Get complimentary 3 month Cult.fit membership

Fees & List of all charges -

• Joining Fees: Nil
• Annual Fees: Nil

Eligibility Criteria -

• Required Age: 21-60 years
• Income: Rs 25,000 per month (Salaried and self-Employed)
• Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
• No Delayed Payments in the last 12 months
• Required Credit Score: 700+

Documents Needed -

• Valid PAN Card
• Aadhar Card - should be linked to Mobile (For EKYC)
• Address proof
• Income Proof (if opted for Income surrogate)

How to Avail the Offer -

• User will be redirected to AU Bank's website
• Click Login/Join Now and do OTP verification
• Select AU LIT Credit Card and provide the required details
• Application will be submitted and a confirmation SMS will be sent on approval of the application

Apply Now

Reward and benefits

Movie & Dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.

Rewards Rate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)

Reward Redemption

Redeem Reward Points for exciting discounts and offers.

Travel

Complimentary access to domestic lounges in India.

Golf

NA

Domestic Lounge Access

4 complimentary lounge access per quarter

International Lounge Access

NIL

Insurance Benefits

NA

Zero Liability Protection

Zero liability of the cardholder against fraudulent transactions in the event of loss or theft of the credit card if the same is reported to the customer care of the bank within 7 days from the loss of the card.

Fees & Charges  

Spend based Waiver

NA

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.49% on all foreign currency spends.

Interest Rates

3.49% per month

Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

Cash Advance Charge

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Add-on Card Fee

Nil

  Apply Now